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Financial Calculators

Tax Calculators
Auto Calculators
Mortgage Calculators
Retirement Calculators
Business Calculators
Debt and Credit Cards
Personal Finance
Investment Calculators
Savings Calculators
Loan Calculators



Tax Calculators

1040 Tax Calculator
Use this 1040 tax calculator to help determine your tax bill.

1040EZ Tax form
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

Marginal Tax Calculator
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions.



Auto Calculators

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!

Home Equity vs. Auto loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Auto Loan Early Payoff
Find out how much interest you can save by increasing your monthly auto loan payment.



Mortgage Calculators

Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!

Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!

15 Year vs. 30 Year Mortgage
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.

Mortgage Points Calculator
Should you buy points? Use this calculator to find out.

Mortgage APR Calculator
Use this calculator to find the APR on your mortgage.

Bi-weekly Payment Calculator
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Mortgage Tax Savings Calculator
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Balloon Mortgages
A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

Mortgage Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.

ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.



Retirement Calculators

Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.

Retirement Pension Planner
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.

Social Security
Use this calculator to estimate your Social Security benefits.

Retirement Income Calculator
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Roth vs. Traditional IRA
Use this calculator to determine which IRA is right for you.

Roth IRA Calculator
Use this calculator to compare the Roth IRA to an ordinary taxable investment.

Traditional IRA Calculator
How can contributing to a regular IRA help you in your retirement?

Roth IRA Conversion
This calculator will show the advantage, if any, of converting your IRA to a Roth.

Variable Annuity Calculator
How can a variable annuity help you save for retirement? Use this calculator to find out.

How important is Social Security?
Use this calculator to determine how losing this important retirement asset could affect you.

401(k) Savings Calculator
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

72T Calculator
The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.

Required Minimum Distributions
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account.

Beneficiary Required Minimum Distributions
Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

403(b) Savings Calculator
If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.

Retirement Shortfall Calculator
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Pension Plan Retirement Options
Use this calculator to help decide between joint survivorship and single survivorship pension options.

401(k) Spend It or Save It Calculator
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.



Business Calculators

Breakeven Analysis
Find out how many and what price you must sell your product at to make a profit.

Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Working Capital Needs
Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Business Valuation
Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.

Debt Consolidation Calculator
Should your business consolidate its debt? Use this calculator to find out.

Equipment Buy vs. Lease
Should you lease your equipment or finance it? Find out with this calculator!



Debt and Credit Cards

How much do you owe?
Use this calculator as a starting point for your debt management plan.

Rolldown your Credit Card debt!
The Credit Card Rolldown Calculator applies two simple principles to paying off your credit card debt.

Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Credit Card Optimizer
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Consolidation Loan Investment Calculator
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.



Personal Finance

Net Worth Calculator
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Life Insurance Calculator
How much life insurance do you really need? Find out here!

Credit Assessment
How is your credit? Use this calculator for a quick assessment!

Home Budget
Analyze your budget, see where your money goes and find out where you can improve!

Checkbook Balancer
Balance your checkbook with this quick and easy calculator.

Disability Insurance
Use this calculator to determine your disability insurance needs.

Long Term Care Calculator
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

Life Expectancy Calculator
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.



Investment Calculators

Asset Allocator
Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Stock Option Calculator
Use this calculator to determine the value of your stock options for the next one to twenty five years.

Annual Stock Option Grants
Use this calculator to project how much a series of annual stock option grants could be worth to you.

Investment Returns
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Investment Loan
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

Future Contracts Calculator
Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.



Savings Calculators

Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

College Savings
Use this calculator to help develop or fine tune your education savings plan.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings, Taxes and Inflation
Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Cool Million
Find out when your savings plan will make you a millionaire!

Compound Interest
This calculator demonstrates how compounding can affect your savings.

Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Benefit of Spending Less
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.

Lunch Savings Calculator
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Don't delay your savings!
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

Savings Distribution Calculator
Use this calculator to determine savings balance after a series of monthly, quarterly or annual withdrawals



Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies.

Debt Consolidation Calculator
Should you consolidate your debt? Use this calculator to find out.

Credit Line
How big a line of credit can you receive? Use this calculator to find out!

Loan & Line Payment
This calculator helps determine your loan or line payment.

Loan Comparison Calculator
Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Enhanced Loan Calculator
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Loan & Credit Line Tax Savings
This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

Line of Credit Payoff
Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.

Existing Loan Calculator
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

Equity Line of Credit Payments
What will my monthly payments be for an interest only equity line of credit?

Balloon Loan Calculator
A balloon loan can be an excellent option for many borrowers, use this calculator to see how a balloon loan might work for you.

Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan.







 
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